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$10,000
15 yrs

At 12% expected return, that grows to

$5,045,760

This is what your money actually does.

30 free calculators and 5 real decisions, decided — rent vs buy, debt vs invest, and more. No account, no paywall, and your numbers never leave your device.

Global Net Worth Percentile

How rich are you, really?

Not how you compare to your neighbors — how your net worth compares to every adult on Earth. Type a number, any currency, no signup.

$

You're wealthier than 72.8% of the world's adults — top 27.2%.

See full breakdown →

Curious about income instead? See your global income percentile.

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Your financial statusNot set up

See your real financial status

Five numbers — income, expenses, assets, debt, emergency fund — for a genuine health score, not a guess.

30calculators
5verdict tools
30+learning guides
0data leaves your device

You don't need a calculator. You need a verdict.

Rent or buy. Pay off debt or invest. We run the real simulation, month by month, and tell you which side wins.

Get your verdict

How it works

01

Pick a calculator or a decision

Calculators for loans, investments, retirement and wealth — or a verdict tool if you're actually stuck between two options.

02

Enter your real numbers

Your loan amount, income, or expenses — not a demo. Every field has a sensible starting value, but the answer is only useful once it's yours.

03

Get the number, not a guess

A computed result with the formula shown, or — for a verdict — a simulation of both paths and which one wins, month by month.

Not sure where to start?

Tell us what you're trying to figure out

Type a real question and we'll point you to the right tool. Matching happens entirely in your browser — nothing you type here is stored or sent anywhere.

Common questions

No. Every calculator and verdict is an illustrative tool for exploring your own numbers, not a personalized recommendation. Consult a certified financial advisor for advice specific to your situation.