Financial Planning Tool
Financial Goal Planner
Plan your retirement with variable asset allocation, inflation-adjusted expenses, and retirement contributions.
Goal Planner Inputs
Current Expenses
Retirement Details
Asset Allocation Returns
Current Investments
Retirement Contributions
Results
Total Corpus Required
$44,515,089
Net Corpus to be Accumulated
$20,164,096
Retirement Summary
Years to Retirement25 years
Years in Retirement20 years
Monthly Expenses in First Year of Retirement$185,480
Weighted Average Return10.40%
Accumulated Corpus at Retirement
Current Investments (FV)$5,988,295
Lump Sum Benefits (FV)$5,931,941
Retirement Contributions (FV)$12,430,757
Total Accumulated$24,350,993
Disclaimer: Please note that these calculators are for illustrations only and do not represent actual returns. Stock Market does not have a fixed rate of return and it is not possible to predict the rate of return.
What Is Financial Goal Planning?
Financial goal planning helps you determine how much you need to save and invest to achieve your life goals — like a comfortable retirement. This calculator factors in your current expenses, inflation, expected returns, and existing investments to estimate the corpus required and the additional savings needed.
How to Use This Calculator
- Enter your current monthly and annual expenses.
- Set your retirement age, current age, and life expectancy.
- Provide expected inflation rates and post-tax returns for different asset classes.
- Add your current investments and retirement contributions.
- The calculator will show your required corpus and how much more you need to save.
Key Assumptions
- Expenses grow with inflation until retirement.
- During retirement, expenses grow with retirement inflation.
- Asset allocation: 50% equity, 30% taxable fixed, 20% tax-free fixed (adjustable).
- Retirement contributions grow annually at the specified rate.